Privacy Policy (2)

Privacy Policy

Effective Date: 8-26-2025

Jaydee Schiller and 1st American Mortgage and Realty (“Company,” “we,” “our,” or “us”) respect your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services.

1. Information We Collect

Personal Information: Name, email address, phone number, mailing address, financial information (such as income, assets, credit history) provided when applying for a loan or requesting services.

Non-Personal Information: Browser type, IP address, pages visited, and other usage data.

2. How We Use Information

We may use your information to:

Process mortgage and real estate applications
Respond to inquiries and provide customer support
Send updates, newsletters, or marketing communications (you may opt out)
Improve our website and services
Comply with legal and regulatory requirements
3. Information Sharing

We do not sell or rent your personal information. We may share information with:

Lenders, title companies, appraisers, and service providers as needed to process transactions
Legal or regulatory authorities if required by law
Third-party vendors who support our website and business operations (subject to confidentiality agreements)

4. Cookies and Tracking

We may use cookies or similar technologies to improve user experience and analyze website performance. You may disable cookies through your browser settings, though some features may not function properly.

5. Data Security

We use reasonable physical, technical, and administrative safeguards to protect your information. However, no system can be guaranteed 100% secure.

6. Your Rights

California residents may have additional rights under the California Consumer Privacy Act (CCPA), including the right to request access to or deletion of personal information. To exercise your rights, please contact us at [Insert contact email].

7. Children’s Privacy

Our website and services are not directed to children under 13, and we do not knowingly collect personal information from minors.

8. Updates to this Policy

We may update this Privacy Policy periodically. Updates will be posted with a revised “Effective Date.”

9. Contact

For questions or concerns about this Privacy Policy, please contact us at:
📧jaydee@jaydeeschiller.com
📞 619-988-1977

Disclaimer:1st American Mortgage and Realty and 1st American Mortgage Lenders, NMLS # 343714, is an Equal Housing Lender. All loans are subject to credit approval, underwriting guidelines, and applicable laws. Information provided on this site is for educational purposes only and does not constitute financial, legal, or tax advice. © 2025 Jaydee Schiller. All rights reserved.

Terms of Service

Effective Date: 8-26-2025

Welcome to the website of Jaydee Schiller and 1st American Mortgage and Realty (“Company,” “we,” “our,” or “us”). By accessing or using our website, services, or resources, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our website.

1. Services Provided

We provide mortgage loan origination, reverse mortgage advisory, and real estate services for individuals and families in San Diego and surrounding areas. Information on this site is provided for educational and informational purposes only and does not constitute financial, tax, or legal advice.

2. Eligibility

You must be at least 18 years of age to use this website. By using our services, you represent that you are legally able to enter into a binding contract.

3. No Guarantee of Loan Approval

All mortgage loans are subject to credit approval, underwriting guidelines, and applicable laws and regulations. Submission of an application does not guarantee approval or funding.

4. Intellectual Property

All content, branding, and materials on this website are owned or licensed by us and protected under applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, or distribute any content without prior written consent.

5. Prohibited Uses

You agree not to misuse the website, including but not limited to:

Submitting false or misleading information
Attempting to gain unauthorized access to our systems
Using the website for unlawful purposes
6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those websites.

7. Limitation of Liability

We make no warranties or representations regarding the accuracy or completeness of the website content. To the fullest extent permitted by law, we disclaim all liability for damages arising from your use of the website.

8. Indemnification

You agree to indemnify and hold harmless Jaydee Schiller, 1st American Mortgage and Realty, and our affiliates, employees, and partners from any claims or damages arising from your use of the website or violation of these Terms.

9. Governing Law

These Terms shall be governed by the laws of the State of California. Any disputes shall be resolved in the appropriate courts located in San Diego County, California.

10. Changes to Terms

We may update these Terms from time to time. Continued use of the website constitutes acceptance of any changes.

11. Contact

For questions regarding these Terms, please contact us at:
📧jaydee@jaydeeschiller.com
📞 619-988-1977